Credit lines

VTB Bank offers revolving and non-revolving credit lines in rubles and foreign currency

Credit lines

VTB Bank offers revolving and non-revolving credit lines in rubles and foreign currency

About product

The client has a choice of terms and conditions for setting the interest rate:

  • A fixed/floating interest rate for the entire term of the facility
  • A fixed interest rate set specifically for each deal within the credit line
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Information

The credit limit is determined by
  • Evaluating the client's creditworthiness and legal capability
  • Сredit history with the bank
  • The specifics of the project to be financed
  • Having accounts and a positive credit record with VTB Bank (if any) is certainly an advantage
The bank accepts the following security for its loans:
  • Collateral of property, fixed assets, goods and equipment, or equity rights
  • Collateral of liquid securities from Russian and foreign issuers
  • Debt liabilities of the borrower s counterparts, or other assets

The security amount should cover the loan principal with interest attributable to the bank, as well as the bank s potential costs incurred from the forced sale of the collateral