Pooling products

Pooling enables companies to manage a group of accounts and group interest revenues.

Cash pooling is an effective means of managing intragroup liquidity by consolidating funds in a single master account, and of financing all group accounts to back payments by all pool participants.

РАУHD

Why VTB:

  • Quick and efficient automated distribution of cash flows within the group
  • Reduced financial costs (including the cost and size of external borrowings)
  • Automated analysis of the viability of debit transactions
  • Automated generation of payment documents and transfers.

Notional pooling allows for the efficient management of interest income combined with lower loan interest expenses.

РАУHD

Why VTB:

  • Higher interest rate based on the aggregate balance of pooled accounts
  • Ability to keep funds available for operational management (funds are not transferred to the bank’s deposit accounts)
  • Automatic daily calculation of liquidity positions for the whole group of companies
  • Lower loan interest expenses due to partial compensation of interest.