||JSC NPF VTB Pension Fund (The Central Bank of the Russian Federation licence No. 269/2, issued 18 October 2007) is a dynamically growing non-state pension fund, a leading player on Russia’s pension market and part of international financial group VTB. The fund offers mandatory pension insurance and non-state retirement benefits services, including drafting and implementation of corporate pension programmes in all Russian regions. The fund has more than 1.5 million members, and is rated А++ with Stable outlook for its “exceptionally high service reliability and quality” by national rating agency Expert RA. For more information about the fund, please visit www.vtbnpf.ru or call 8 (800) 775 2535 (calls from Russian regions are free).