VTB Bank’s interest rate policy, like its tariff policy, is part of the bank’s pricing policy and seeks to ensure:
The bank’s interest rate policy covers standard rates to attract funds and basic (minimum) lending rates, as well as customised rates for individual clients, including risk fees and additional revenue from providing other banking services.
Base corporate lending rates are set in three currencies: roubles, US dollars and Euro, and vary depending on the maturity date and the corporate client’s borrower category as determined by the bank's procedures. Foreign currency loans for 181 – 365 days are issued at both fixed and floating (pegged to LIBOR forward rates) base interest rates. Loans for over 365 days are issued at floating rates.