VTB at a Glance
1 MB, 27 May 2011
JSC VTB Bank is one of the largest financial institutions in Russia. It is the main entity of the VTB Group, a leading universal Russian banking group offering a wide range of banking products and services in Russia, the CIS, Western Europe, Africa and Asia.
VTB is a leading banking group, representing Russia in international markets and providing professional financial services. VTB brings international experience to the contemporary Russian banking system, which promotes the success of our clients. We are proud to introduce to the world a Russia that is ready for meaningful partnership and development. VTB strives to offer Russia`s intellectual and spiritual potential, strong character and hospitality to the world, and is building qualitatively new relationships internationally.
23 KB, 4 August 2011
|
Key financials* (RUB bn) |
2010 |
2009 |
2008** |
|---|---|---|---|
|
Net interest income |
171,1 |
152,2 |
113,6 |
|
Net fee and commission income |
24,7 |
21,0 |
16,3 |
|
Operating income before provision |
221,1 |
167,2 |
150,5 |
|
Income from financial instruments |
14,7 |
(20,2) |
2,4 |
|
Net profit1 |
54,8 |
(59,6) |
4,6 |
|
Assets |
4290,9 |
3610,8 |
3697,4 |
|
Loans and advances to customers |
3059,6 |
2544,8 |
2650,3 |
|
-loans to individuals |
541,5 |
435,3 |
387,1 |
|
-corporate loans
|
2518,1 |
2109,5 |
2263,2 |
|
Customer deposits |
2212,9 |
1568,8 |
1101,9 |
|
-individuals |
747,9 |
476,5 |
354,1 |
|
-corporate (incl. government bodies) |
1465,0 |
1092,3 |
747,8 |
|
Key ratios |
2010 |
2009 |
2008** |
|
Net interest margin (w/o TCB)2 |
5,1% |
4,6% |
4,8% |
|
Return on assets3 |
1,5% |
-1,6% |
0,2% |
|
Return on equity3 |
10,3% |
-13,7% |
1,3% |
|
Cost to income ratio4 |
43,0% |
45,7% |
44,9% |
|
Amount of dividends paid, % of net profit |
25,54 |
11,17 |
50,1 |
|
* 2009-2010 financial statements are audited. | |||
|
** Key financials are calculated on basis of VTB Group`s audited financial statements, expressed in US dollars, thus may be subject to further revision. | |||
|
1 Including minority interest. 2 Net interest income divided by average interest earning assets, which include gross loans and advances to customers, due from other banks (gross) and debt securities. 3 Calculated using net profit and average assets/equity (all including minority interest). 4 Before provision for loan impairment. | |||
