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VTB improves overdraft for corporate customers

18 November 2010
With a view to increase service quality and develop its product line, VTB Bank has improved overdraft for corporate customers, one of its most popular services. The renewed and more comfortable credit product will allow VTB customers to manage their bank accounts efficiently, maintaining a steady cash flow.
Overdraft for VTB corporate customers is a loan granted to a customer’s settlement account if it has insufficient funds within the overdraft limit – from 30% to 50% of the average monthly credit turnover. To set the limit, the customer’s turnover with other banks may be taken into account if such funds are to be transferred to VTB. The product is provided as an unsecured borrowing for up to 12 months. An overdraft agreement may be signed with customers who have used the bank’s services for at least one year. Once the agreement is signed, VTB automatically provides the funds and pays off the principal through the receipts (credit turnovers) to the account credited.
The renewed product will be in high demand from VTB customers, fully satisfying their needs in liquidity management.

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