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Cooperation Agreement signed between Vneshtorgbank and "House Building Plant No.1" JSC

4 May 2005

Vneshtorgbank and "House Building Plant No.1 (DSK-1)" joint-stock company signed a Cooperation Agreement. Under the Agreement, Vneshtorgbank shall provide comprehensive banking services both to the Company and its enterprises, and raise funds to finance investment building projects and programs, as well as real estate transactions. For Vneshtorgbank, the Agreement was signed by Igor Zavyalov, Deputy Chairman, and for "DSK-1" JSC - by Vladimir Kopelev, General Director.

The Agreement stipulates that Vneshtorgbank shall participate in developing and implementing various investment projects of the Company, including property leasing to the Company and its enterprises, as well as securities trading. The parties to the Agreement are also set to forge cooperation in mortgage lending to households.

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