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Mikhail Zadornov appointed Chairman of the Board and CEO of Vneshtorgbank's subsidiary

1 July 2005

Moscow Main Regional Department of the Bank of Russia approved the appointment of Mikhail Zadornov as Chairman of the Board and CEO of Vneshtorgbank' retail subsidiary bank. This financial institution shall start operating on August 1, 2005 under the Vneshtorgbank 24 brand.

Vneshtorgbank 24 shall offer its customers a most comprehensive range of innovative banking products and services. Once the new bank is launched, VTB Group will be able to more dynamically and aggressively enhance its operations on the Russian retail market and further advance with its services offered to households and small businesses. As envisaged by its strategy of developing retail customer services, Vneshtorgbank 24' share in the Russian retail market shall be 8-10%.

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