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New name of Vneshtorgbank's retail subsidiary officially registered in the Unified State Register of Legal Entities

8 July 2005

The new name of Vneshtorgbank`s retail subsidiary - Vneshtorgbank Retail Services (a closed joint-stock company) was officially registered in the Unified State Register of Legal Entities. A short name of the Bank is JSC Vneshtorgbank Retail Financial Services.

The Bank will start its operations on the retail market under the Vneshtorgbank 24 brand. It will offer its customers - small businesses and individuals - a full range of banking services. Applying most sophisticated technologies, including Internet-servicing, some of the services offered by this financial institution will allow anytime access to the households.

Vneshtorgbank 24 activities will contribute to the VTB Group servicing households and small businesses through using fast decision-making procedures and tailoring the Bank`s product line to the customers` current needs.

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