When placing temporarily idle funds in Russian rubles or a foreign currency into this deposit You can withdraw before the end of the term without significant loss in interest income (if compared to other deposits) and while having more flexibility for length of a term and interest rate.
The minimum amount of the deposit in Russian rubles is not fixed and is USD/EUR 500 thousands.
The maximum amount of the deposit is RUR 450 million, USD 15 million or EUR 10 million.
The deposit term is 60, 90, 120, 180, 270 or 360 days.
Interest rate shall be set based on the length of the term for each interest period separately (30 days for deposits placed for 60, 90 or 120 days; and 90 days for deposits placed for 180, 270 or 360 days) and is not subject to any change.
The total amount of the deposit can be demanded for early withdrawal upon the end of the first interest period. In case of early withdrawal interest rate for completed interest periods is accrued in accordance with the Agreement, while for the period starting from the latest completed interest period until the day when deposit is demanded is calculated using interest rates “on demand”.
The interest accrued shall be paid on the last day of deposit term or on the day when it was demanded.
There are no possibilities to add-on to the deposit or to withdraw partially.