Overdraft Lending

Depending on customer needs, VTB may offer overdraft lending facilities in Russian Ruble or any foreign currency settlement accounts.

Overdraft is aimed at prompt satisfaction of customer's urgent short-term money needs in case of insufficient funds available in its settlement (current) account resulting from a time gap in the account cash movement. The Bank shall enable customers to effect payments or withdraw cash, as specified by the applicable regulations, from their bank accounts if they do not have available or sufficient funds thereon.