Ratings

Credit Rating (last date of revision: 04.02.2009)
Outlook	STABLE
Long Term Issuer Default Rating	ВВВ
Local Currency Long Term Issuer Default Rating	ВВВ
Short Term Rating	F3
Individual Rating	D
Support Rating	2
National Long Term Rating	ААА(rus)

Credit Rating (last date of revision: 24.02.2009)
Outlook	STABLE
Long Term Bank Deposits – foreign	Вaa1
Short Term Bank Deposits – foreign	P-2
Long Term Bank Deposits – domestic	Вaa1
Short Term Bank Deposits – domestic	P-2
Senior Unsecured Bank Credit Facility – foreign	Вaa1
Bank Financial Strength	D- (outlook NEGATIVE)

  

Credit Rating (last date of revision: 08.12.2008)
Outlook	NEGATIVE
Long Term Credit Rating (foreign)	ВВВ
Long Term Credit Rating (local)	ВВВ
Short Term Credit Rating (foreign)	А-3
Short Term Credit Rating (local)	А-3
National Scale Rating	ruААА